As companies face higher health care premiums and look at either forcing more of the burden of paying them onto their employees, or dropping the benefit altogether, they may not realize how much their bottom line will suffer in the long run. Do you know who to fix the problem of unhealthy employees?  We do [...]

Employees in Middleboro have opted to pay higher health insurance premiums, and contribute a greater percentage toward their health care in exchange for an increase in pay. The result to the town’s finances will be a roughly $50,000 savings. Does this suggest that more employees will keep the raise and drop their health insurance? In [...]

With more and more of the burden for paying higher health care premiums being shouldered by employees, employers are looking for ways to prevent illness and keep costs down through the implementation of wellness programs. By encouraging weight loss, smoking cessation, and exercise programs, employers are hoping to ward off preventable illnesses and keep premiums [...]

Many people it seems are increasingly concerned with themselves or a loved one contracting a serious illness such as cancer or heart disease. This concern has led to an interest in carrying individual health insurance policies above and beyond the policy provided for them by their employer. People are clearly concerned that the limitations of [...]

It’s Open Enrollment season for workers lucky enough to have employer based coverage. Considering that two-fifths of American employers do not offer coverage, this group is getting smaller. This problem is compounded by higher costs and fewer coverages, which has led many employees to opt out of coverage, even if its offered. As health insurance [...]

As medical costs rise and insurance premiums follow, more and more organizations, companies, and governmental agencies are looking at ways to cut costs while still being able to provide coverage for their employees. Woodbury County is among those having successfully shopped around and secured a better deal for its employees, saving the county roughly $70,000. [...]

Recent studies show that an increasing number of employers are offering some sort of wellness program to their employees in an effort to reduce medical costs. With the price of insurance skyrocketing and the comprehensiveness of these policies falling rapidly, it is more important than ever to adopt the idea of prevention. These employers feel [...]

In Iowa, state employees will now have one less insurance company to choose from, due to a decision to elminate United Healthcare as a provider in order to save money. State workers fear that the savings may only be imagined and that they will face less choices in their healthcare and less flexibility in their [...]

As health insurance premiums continue to rise and employers are forcing their employees to pay more and more for their coverage, these employees are having to find ways to compensate for the increased expenses. The trend that physicians and dentists are reporting is a decrease in annual recommended, but not required, services such as dental [...]

A new study conducted by the Kaiser Family Foundation and Health Research & Education Trust found that while the rate of employer provided coverage among large companies has remained about the same, among small business only about half still provide insurance benefits to their employees. For many small businesses, the costs are just too prohibitive, [...]