More often, as employers face higher costs for lessening coverage, they are turning to the use of cheaper, catostrophic plans or more popular health savings accounts. These accounts allow people to save money pretax and use it for health care. Indications among Florida health insurance employers show that roughly half of all employers will soon [...]

In Boston, thousands of personal care attendants will finally be getting health insurance benefits and paid time off thanks to the efforts of their union. The head of the Service Employees International Union District 1199’s Boston office says that roughly 25,000 workers will be affected by this new contract in Boston and surrounding areas. The personal [...]

The amount of out-of-pocket expense an employee must shell out before their insurance will kick in has gone up an average of 17% since last year. This means that the majority of employees will now pay over $1000 from their own funds before their high deductible health insurance (HDHP) will start to take over. This is [...]

One of the biggest myths surrounding health insurance is that if your employer offers health care that they are the one paying for it. Unfortunately, even if your employer offers coverage and pays the bulk of it himself, chances are he is paying you less to compensate. Some feel that this is the cause of [...]

An overwhelming 70% of employers agree that the health care system needs an overhaul, but most of them feel that employers should still be the backbone of the stystem and the primary means of delivery. However, the proposed reform plans of both candidates would indicate a move away from this system. Now that Barack Obama [...]

A survey was conducted recently by the International Foundation of Employee Benefit Plans based in Wisconsin. The survey found the 2 out of 3 benefit plan sponsors felt that health care should remain in its long standing format of being employer provided. However, the survey also found that 25% of respondents felt our current system [...]

In an effort to bring down costs for small businesses, Humana introduced a program in Colorado which would reward the employees of small businesses for making small steps toward a healthier lifestyle. These employee wellness programs are a step in a certain prevention and wellness direction. Recognizing that long term health, and fewer health care [...]

Seventeen employers in Kansas City have joined forces to ensure their employees receive good quality health insurance at an affordable price. They will be sharing ideas, pooling research, and working to discover strategies to keep costs done while maintaining quality. Do you think this coming together will prove beneficial to everyone involved?  How can you [...]

Chamber BlueOptions will be expanding the choices available to small businesses health insurance in Maine. Eight health plans in HMO and PPO format will be available, giving employers the power to offer a greater number of options to meet their employees’ needs. One notable feature is that small businesses will have access to the types [...]

Pennsylvania is now second only to Michigan in the rate at which its employees are losing their health insurance in Pennsylvania. Data collected over the last six years shows that the percentage of Pennsylvania workers covered by their employer’s health insurance has decreased by more than 5 percent. Read more about the situation here. Why [...]