Are full comprehensive employee benefits on the way out?  Obama’s health care reform movement may be hearing some opposition as he encourages insurance forum (s) around the country to discuss what should be done in the coming months. In an unprecendented move, Obama has supported community leaders across the country to gather local citizens from all [...]

Federal workers in New York are more than angry as they enroll in plans slated to go into effect this January. While they were warned of a 10 percent increase in their insurance premiums, they have been shocked by the increase in Universal Healthcare’s premiums overall, which translates into nearly double what they were paying before. [...]

It may be a bad sign of things to come as teachers in Detroit Michigan fight against a proposed change in the structure of their health care. Teacher strikes are technically illegal, but a four day walk-out was prompted by discussions of changing the health insurance contract that teachers there are accustomed to. For many [...]

Critics of the employer based health insurance system point to several factors which have led to the failure of the current system. For one thing, back when the system originally developed, people had stable jobs that they remained in for many years, often until retirement. But in our current society, people change jobs often, which [...]

While many have recently criticized the employer-based system of health insurance, there are many who remain in support of it. Among their arguments of merit are the facts that the system has worked successfully for many years and currently covers about 70 million Americans. Supporters also point to the fact that employer sponsored wellness programs [...]

For those struggling to pay the premiums of their employer sponsored plan, a good option for health care is to take a high deductible insurance plan and pair it with a health savings account. A health savings account allows people to save money on a pre-tax basis and use it to pay for health care [...]

Health care costs for employers providing employee benefits to their employees has risen at a rate five times higher than inflation. It is outpacing earnings and really stampeding out of control. It has become such a problem that many employers are having to forgo offering benefits to their employees, or must force them to take [...]

The employer based delivery of healthcare originated in the 1940’s as a way to attract workers. There was a limit to wages that could be offered, so large companies competed for employees by offering more attractive health insurance benefits. This system worked for a number of years, unfortunately today, health care costs are rising at [...]

In an attempt to weather the economic storm currently underway in America, many businesses are choosing to suspend their employee benefits program…, if only temporarily. As health insurance premiums continue to rise drastically, and profits decline, some businesses are regrettably putting their employee’s benefits on hiatus. Promising employees that the benefits will return as soon [...]

It’s a sad state of affairs when so many people are in fear of losing their job, and thus their health insurance, that a new type of insurance product has been born to asuage that fear. UnitedHealth is introducing an insurance which provides no medical coverage or benefits, but instead the promise of coverage should [...]