When it comes down to the decision of allowing your employees to keep their health insurance benefits, or allowing them to keep their jobs, it is not a difficult decision. Not a pleasant one, but one that many employers are being forced to make as the cost of health care continues to rise. Obama addressed [...]

In the recently passed stimulus package, Obama and fellow democrats buckled somewhat when Republican opponents cried socialism, therefore dropping the provision that Medicaid would be extended to people who are unemployed in this drastic recession. Some say, since it would be temporary, that it would equate to “practicing” for a type of universal health care [...]

Sussex County, facing the same tight budget as most other counties in the nation, made a change in the nature of its health insurance program which could have huge ramifications. While the county until this point has provided full and mandatory coverage for its employees, paying 100 percent of the cost, its new requirement of [...]

Suprising to some, but not to others, recent polls show that small business owners place concerns about the cost of health care over other important issues such as taxes and the credit crisis. The cost of offering health coverage to their employees, and the decision of whether to do it at all, are top priority [...]

The McGraw Wentworth survey is again targeting med-sized companies in Michigan to gain perspective on how the average employer is dealing with the problem of rising health insurance costs. To qualify for the survey, the employer must have a minimum of 100 employees and be based in the broader Michigan area. The goal of the [...]

Our nations’ employer based health care system leaves much to be desired as millions of our nation’s citizens remain uninsured. For many people, free clinics have filled the gap and provided care when there was no where else to turn. In Vermont, the Bennington County clinic has been run for years by retired physicians who [...]

For Rachael Muniz, having a job did not mean having insurance. When her husband lost his job, they both lost their insurance coverage as well. Although she worked full time at psychiatric clinic as an insurance biller, the premium for her employer provided plan was too high for them to afford. Muniz found herself relying on free clinics [...]

The prevailing sentiment among Americans in years past was that the only people without insurance were the homeless. Traditionally, insurance has been tied to employment, meaning that people who had jobs automatically had health insurance. This has declined steadily in recent years, with more and more companies unable to meet the cost of rising health [...]

During these difficult times when more and more people are joining the ranks of the uninsured, Obama is working on several fronts to combat the damage being inflicted by the troubled economy. Not only is he working towards the ultimate goal of health care reform, which is intrinsically linked to the state of the economy, [...]

Roughly 3 years ago, the average person looking for an individual health insurance plan was self employed, thus unable to be covered by an employer. Times have changed though, and today’s individual insurance shopper has either become unemployed, or has an employer who can no longer afford to provide health insurance benefits. Many small companies [...]