The decision of whether or not to retire, and when to retire, can be a difficult one, especially given the nature of our health care system today. A report released by Fidelity recently indicates that even with Medicare coverage, a retired couple can expect to need an additional $240,000 over the course of their retirement [...]

It is becoming more and more of a rare commodity these days, having a job which provides access to quality health insurance benefits. What used to be the norm has become the exception as rising costs have forced employers to share more of the burden with their employers or drop the coverages altogether. This leaves [...]

Because Obama’s stimulus package was passed so quickly, it left a large number of people scrambling to understand all the ramifications of the action. A large part of the stimulus was a federal subsidy to pay for COBRA, insurance which is available to those who have lost their jobs. Previously, COBRA was cost prohibitive for [...]

It is a little known fact that COBRA benefits are only available to people who have been laid off from a company with 20 or more employees. This means that small business owners are faced with the knowledge that when they are forced to lay off their employees due to sagging profits, these employees will [...]

While during the election campaign, Obama championed his government run health insurance system and attacked McCain’s idea about taxing health care benefits, Obama may have changed his tune. Facing the reality of how costly his proposed reforms will be, the new president has said he is now open to the possibility of taxing employer provided [...]

It is a dangerous set of dominos, the fact that your life is dependent on having income and the ability to pay for health care and medications to keep you alive if you have a chronic illness or condition dependent on prescriptions. Having the ability to pay for this care is dependent on having health [...]

General Motors is facing bankruptcy today and is looking for federal assistance to remain afloat. However, considering that part of the company’s financial woes stems from the generous benefits it has long provided to retired workers, many are critical of the company’s policies. Part of the assistance the company is looking for would continue to [...]

Many Americans take a number of things for granted, and health care is sometimes one of them. This has decreased significantly however in recent years as rising costs have driven many employers to reduce or even suspend health insurance benefits to their employees. The cost of health care should be a primary concern for everyone, [...]

After the somewhat forced resignation of previous leader Tom Daschle left a whole in the arena of health care reform, Obama has finally appointed his second choice, Kansas Senator Kathleen Sebelius. While it is not official yet, Obama is expected to make the official announcement early this week. While very conservative, Sebelius has a list [...]