As health insurance premiums continue to rise and employers are forcing their employees to pay more and more for their coverage, these employees are having to find ways to compensate for the increased expenses. The trend that physicians and dentists are reporting is a decrease in annual recommended, but not required, services such as dental cleanings and routine physicals. People are trying to spend money only on things which are crucial, but may be causing bigger health problems down the line by skipping these preventative and maintenance procedures. Do you think it will cost more in the long run for people to pay for treatments they could have avoided in the first place had they not avoided their routine screenings and care? What happens when there is no room in the budget?