For decades, employers have been able to provide their employees health insurance benefits on a pre tax basis. This benefitted both the employee, as well as the employer who could write off these contributions as tax-deductible business expenses. This structure means roughly $250 billion less in taxes collected by the government each year. While Obama [...]

Donald Danner, President of the National Federation of Independent Business, laughed at the promise made by health insurance industry leaders to save $2 trillion dollars over the next ten years by cutting costs and eliminating wasteful practices. Danner does not believe you can trust the predator to be merciful with his prey. Health insurance providers [...]

In spite of taking the completely opposite stance during the presidential campaign, Obama is now looking at the possibility of taxing health insurance benefits. While employer provided group health insurance benefits have for decades been pre-tax, the administration is looking at the possibility of taxing these benefits in an effort to generate funding for the [...]

Small business owners such as Jody Hall recognize the importance of offering group health insurance to their employees. However, Hall faces costs for health insurance which rival the costs of maintaining three branch locations combined. On top of already high costs, Hall faces a major increase each year, this year being an astounding 40%. These [...]

Experts more and more are looking at our employer based health insurance system and saying that based on the rapid increases we have seen in premium over the last couple of years, the system is unsustainable. Given that premiums went up 30% last year, on the current course, health care spending will rapidly overtake every [...]

Businesses of any size are subject to fail in this economy which begs the question among employees: what happens to your health insurance? It is important to be aware of your options should you be faced with this situation. If your employing company files bankruptcy, but you keep your job, you may be able to [...]

In 2008, six in ten Americans were protected by a group health insurance plan they received from their employer. The problem with this is that such employer sponsored plans have been going up in price at an alarming rate. The premiums for these plans are outpacing employees’ salaries roughly four times as fast, leaving many [...]

Job loss can be devastating to a family anyway, but when you tack on the additional burden of trying to hold on to a family health insurance policy, it becomes a case of insult upon injury. Without the benefit of employer based coverage, in which the employer carries a large part of the cost of [...]

The debate of the structure and delivery system of our nation’s health care system continues to rage on, with many different sectors chiming in with an opinion. In regards to the proposed government centered plan, hospitals in particular are concerned with a plan which is strictly government based, as it may affect their reimbursement rates. [...]

While Americans are on board with the idea of seperating employment status from health insurance coverage, the manner in which this should be achieved needs to be closely examined. Depsite the fact that the Democrats are expecting a victory for Obama’s Medicare-for-all proposal, some experts fear that this will hurt America even more in the [...]