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Moran Insurance Named As CIGNA Premier Firm

admin — Tue, 06 Jul 2010 18:03:33 +0000

Jacksonville, Florida (June 29, 2010) – CIGNA honored Morgan Moran today, from Moran Insurance & Financial Solutions as one of its first Premier Agents, recognizing key brokers serving individual and family health benefit plan customers. www.MoranFinancialSolutions.com

Recognized as Jacksonville Florida’s Premier CIGNA Health Insurance Agency

In order to be recognized as a CIGNA Premier Agent, the Agency must have active CIGNA sales in the individual segment and maintain an exceptional performance rating with CIGNA and its customers.

“CIGNA is committed to our broker partners and we believe in recognizing their good work,” said Chris Hocevar, president for CIGNA Individual and Small Group Segment. “The additional training and continuing education programs offered to Premier Agents will help them further improve the service they provide to individuals and families who have questions about health insurance.”

“We are pleased to be recognized as a Premier Agent for CIGNA,” adds Morgan Moran of Moran Insurance & Financial Solutions. “The recognition from CIGNA enables us to gain enhance skills and knowledge and better help customers choose the right health plan for their needs.”

For more information about Moran Insurance & Financial Solutions, please go to our website or call 904-280-2589.

About Moran Insurance & Financial Solutions

Moran Insurance & Financial Solutions is a professional human capital consulting firm and insurance agency specializing in all facets of employee benefits, individual health insurance, group health insurance, life insurance and property & casualty insurance. Our firm provides consulting services to individuals, small group employers, large public and private sector employers in Florida.

Health insurance reform is a must

admin — Fri, 20 Nov 2009 16:32:17 +0000

America cannot afford to not reform the health insurance industry. The cost to continue with the way things are is too expensive. Health care spending has grown in the past decade 4 times faster than average wages. Premiums have doubled and even tripled in some cases. Out of pocket expenses for Americans have increased by 35%. Companies are buckling due to the outrageous health care costs. Once out of every six dollars spent in the US goes towards healthcare and soon it will be one out of every five dollars. If we sit back and do nothing in forty years one third of the country’s economic output will be wrapped up in the health care system. These costs are destroying families and businesses, keeping wages stagnate, inhibiting our economic growth and repressing our government. Do you think the health insurance reform will solve all these problems?

Health Insurance reform will not hinder the nations deficit

admin — Wed, 11 Nov 2009 15:07:54 +0000

President Obama is dedicated to signing a health insurance reform bill that will not hinder the nation’s deficit in the first decade and will reduce the deficit in the years after. The legislation under deliberation in the Senate and the bill passed this weekend by the House both pass these tests. But the health care reform attempt must go beyond simply being deficit unbiased; it must also start the process of renovating the health care system so that it provides better care not just more care. The House and Senate translations of reform allocate a variety of measures that will help develop this health insurance system of the future. This new system will help to control health care cost growth while also providing people with higher quality care. Do you think this new health care reform will hinder our nation’s deficit?

Benefits of adding job loss insurance rider to renters’ insurance

admin — Thu, 05 Nov 2009 09:23:53 +0000

Having stable employment has become unstable these days. Innumerable workers are falling prey to downsizing and cost cutting techniques as employers adopt measures to survive the ongoing recession. Job loss insurance can come to your rescue especially if you have a renter’s insurance plan. If you get unemployed it not only means that you will not be able to pay your rents regularly but it also implies that you will not be able to meet your monthly financial obligations too. There are many investors that are investing in renters’ insurance with a job loss rider attached to the cheap insurance plan. This gives assurance to the renter that no matter what goes wrong; he will still have a shelter. Renters can buy this rider along with their renters’ insurance that protects them financially for their possession and liability. With the help of a job loss insurance rider renters can continue paying their rent even if they don’t have a job.

However, job loss insurance rider is meant only for individuals that don’t have secured employment. If you have a secured job, you don’t need this job loss insurance rider at all. But it is always better to have one. This is because the economy is still delicate and you may have to face an unforeseen event at any point of time.

Let us see some of the benefits offered by the job loss insurance rider. They are as follows –

It is affordable. It starts at around USD$6 per month.
It guarantees you a place to stay even if you are out of job
It will not only help you to pay off the rent but it also pays for the phone bills, utility bills etc.
Check out FREE health insurance options from HIBO.

So, it is always better to be equipped and have adequate coverage for your possessions and liability along with a rider that will not make you homeless if you are unemployed.

Health insurance reform is taking forever

admin — Wed, 04 Nov 2009 16:55:04 +0000

Legislation will not succeed in meeting the promised goal of signing the health insurance reform bill this year. According to Senate Majority Leader Harry Reid, the committee is going to be constrained by subjective time lines. He announced that they need to do what is best for the American people and time limits can cause unforeseen issues to be overlooked, which down the road we will regret. The American people deserve quality legislation and that is what we will receive.A huge part of the delay is getting an analysis or the overall cost, from the nonpartisan Congressional Budget Office, which has been flooded with health care bills and parts of bills for nearly a year now. Should more time be allowed to perfect the health insurance reform? If we allowed more time would we ever agree to a reform?

Protection for the health insurance industy

admin — Thu, 15 Oct 2009 20:33:15 +0000

The escalated tension between health insurance companies and congressional Democrats is exploding into open warfare, with lawmakers speaking out to revoke a key federal protection for the health insuranceindustry. According to Senator Schumer the health insurance antitrust release is one of the worst accidents in history. It is responsible for the huge rise in premiums that has ultimately made health insurance unaffordable. Schumer believes that it is time to end this exclusive status and bring more competition to the health insurance industry. Do you agree?

Government run health insurance

admin — Tue, 29 Sep 2009 21:09:06 +0000

The Senate Finance Committee is expected to vote when it reconvenes next week on inclusion of a government-run public alternative for health insurance. Democrats are pressing the issue after the panel’s chairman authorized more limited health cooperatives in an offer to draw Republican support. However, the insurance industry disputes new taxes as well as the public option, claiming it would disrupt coverage. According to Robert Zirkelbach, an insurance spokesman, a new government-run plan would dismantle employer coverage, bankrupt hospitals, and raise the federal deficit. He states that it might drive private insurers out of business. Do you agree? Will the new government plan drive insurers out of business?

Villians of the Health insurance industry

admin — Mon, 31 Aug 2009 15:31:51 +0000

The health insurance industry is the main target that politicians focus on when they discuss the health care reform. House speaker Nancy Pelosi has called insurers villains and dishonest. Certain health insurance companies had different explanations for their demonization. The explanations range from backlash against the insurance industry’s campaign against the creation of a government run health care system, the facelessness of insurers compared to the others responsible players such as doctors and patients, and that people interact with insurers when things are already going wrong. The health insurance industry gets blamed for almost everything that people don’t like about health care. Do you agree? Do health insurance companies get blamed for what people don’t like about their health care?

Misconception with the health insurance reform

admin — Tue, 11 Aug 2009 15:21:03 +0000

Just to set the record straight, one of the biggest misleading, provocative claims made in the health insurance debate is that the legislation includes provisions to encourage the elderly to commit suicide. This is simply not true. The House bill states that it would give senior citizens on Medicare the choice to have a one on one meeting with their doctor for an advance care planning discussion every three years to talk about different option if they should become terminally ill or unable to make medical decisions on their own. Topics discussed with include the development of a living will and advice for care. Do you believe that this legislation is sending the wrong message about one aspect of the health insurance reform?

Seniors benefit from health insurance

admin — Fri, 07 Aug 2009 15:16:11 +0000

Congressional Democrats are contesting President Obamas administration’s arrangement with the pharmaceutical industry to regulate how much it would cut prices to contribute to a health care overhaul. The White House, faced with raging tempers at town hall meetings across the country, is taking sides in a rising argument between lawmakers in Washington, supporting the Senate and the drug industry against Democrats. At Wednesdays White House meeting, press secretary Robert Gibbs shielded the covenant between the Senate panel and PhRMA. Under the agreement, drug companies will supply discounts to senior citizens who exhaust their first round of health insurance benefits under Medicare’s prescription drug program. Do you think drug companies should offer these discounts?