For those struggling to pay the premiums of their employer sponsored plan, a good option for health care is to take a high deductible insurance plan and pair it with a health savings account. A health savings account allows people to save money on a pre-tax basis and use it to pay for health care expenses. While this is not ideal for everyone, if they are managed well, it can offer a wise, and portable option for many. Unlike flexible spending accounts tied to one employer, a health savings account goes where you go. Carrying a high deductible health insurance plan will allow for lower premiums, and the remaining funds you would otherwise be spending can be put in the the HSA. That way, if a major medical emergency arises, you are covered by the high deductible plan. But if your medical expenses are reasonable, the HSA funds will pay for your basic care on a tax free basis. Do you think this is a wise way for people to manage their healthcare? Find an HDHP plan today!