Moran Financial Solutions Blog l Human Capital Consulting Firm

Just to set the record straight, one of the biggest misleading, provocative claims made in the health insurance debate is that the legislation includes provisions to encourage the elderly to commit suicide. This is simply not true. The House bill states that it would give senior citizens on Medicare the choice to have a one [...]

Congressional Democrats are contesting President Obamas administration’s arrangement with the pharmaceutical industry to regulate how much it would cut prices to contribute to a health care overhaul. The White House, faced with raging tempers at town hall meetings across the country, is taking sides in a rising argument between lawmakers in Washington, supporting the Senate and [...]

According to President Obama soaring health care costs make our current course indefensible. Many US citizens concur according to a recent CNN survey. The survey states that 55 percent of Americans think the current health care and health insurance system needs a major reform, but 70 percent of Americans are happy with their current health [...]

History has proven that by giving American the chance to reform their health insurance and health care system is a once in a generation opportunity. Therefore, the reform is completely worth the time it takes to get it perfect. That is the reason the Democratic Party is subjecting the new proposal for bringing affordable health [...]

On Monday afternoon 180 congress members had to sit for 3 hours and not say a word, while a tutorial on the new health Insurance reform was held in the Capitol basement. They were not even allowed to ask questions for the first few hours but they could write them down to be discussed later. [...]

Part of the debate over health care and  health insurance is an argument over word choices. Every side uses words intended to persuade people before they even think about it. But can one side or the other win the argument by winning the war of words? According to Frank Newport, editor in chief of the [...]

President Obama has called for cost controls more than anyone else in health insurance reform. President Obama deserves credit because he guaranteed health care reform during the campaign, and he’s trying to do what he promised. He is considering taking Medicare spending decisions out of the political field and delegating them to the hands of the doctors and [...]

A recent survey found that Americans support the following:
— Support tax cuts and breaks for small businesses to help supply insurance.
— Would like for the government to have the power to discuss & set drug prices.
— Want to make it mandatory for all business to provide insurance to its employees.
— Want to make it [...]

There are a couple differences between the penalties and fines that companies would be subjected to by the proposed senate bills.
Businesses with more than 25 employees would be fined $750 per full time employee if they did not offer health insurance. According to the House bill, business with payrolls of more than $400K per year [...]

For decades, employers have been able to provide their employees health insurance benefits on a pre tax basis. This benefitted both the employee, as well as the employer who could write off these contributions as tax-deductible business expenses. This structure means roughly $250 billion less in taxes collected by the government each year. While Obama [...]