Moran Financial Solutions Blog l Human Capital Consulting Firm

Small business owners such as Jody Hall recognize the importance of offering group health insurance to their employees. However, Hall faces costs for health insurance which rival the costs of maintaining three branch locations combined. On top of already high costs, Hall faces a major increase each year, this year being an astounding 40%. These [...]

Experts more and more are looking at our employer based health insurance system and saying that based on the rapid increases we have seen in premium over the last couple of years, the system is unsustainable. Given that premiums went up 30% last year, on the current course, health care spending will rapidly overtake every [...]

Businesses of any size are subject to fail in this economy which begs the question among employees: what happens to your health insurance? It is important to be aware of your options should you be faced with this situation. If your employing company files bankruptcy, but you keep your job, you may be able to [...]

In 2008, six in ten Americans were protected by a group health insurance plan they received from their employer. The problem with this is that such employer sponsored plans have been going up in price at an alarming rate. The premiums for these plans are outpacing employees’ salaries roughly four times as fast, leaving many [...]

Job loss can be devastating to a family anyway, but when you tack on the additional burden of trying to hold on to a family health insurance policy, it becomes a case of insult upon injury. Without the benefit of employer based coverage, in which the employer carries a large part of the cost of [...]

The debate of the structure and delivery system of our nation’s health care system continues to rage on, with many different sectors chiming in with an opinion. In regards to the proposed government centered plan, hospitals in particular are concerned with a plan which is strictly government based, as it may affect their reimbursement rates. [...]

While Americans are on board with the idea of seperating employment status from health insurance coverage, the manner in which this should be achieved needs to be closely examined. Depsite the fact that the Democrats are expecting a victory for Obama’s Medicare-for-all proposal, some experts fear that this will hurt America even more in the [...]

The recession has resulted in a surge of unemployment and a resulting loss of health insurance coverage among a broad spectrum of the population. Wellpoint Inc, one of the nation’s largest providers of health insurance plans, has reported a loss of roughly half a million members in the last 4 months. Approximately 325,000 of these [...]

A recent poll conducted among small businesses in Ohio shows that the cost of healthcare is one of the foremost concerns among owners. The survey included 300 Ohio area small businesses and revealed an outcry for reform in health care to improve the economy, as well as remove one of the leading barriers to entrepeneurship. [...]

The debate over the delivery system of health insurance in this country has been a heated debate for many months now. The Republicans are leaning more toward a free market type system, the Democrats more toward a government run, single payer system. Up in the air is the idea of whether employers will still be [...]