Need Financial Solutions:
Life Insurance
Do you have more than one life insurance policy? It is very common for individuals to have more than one life insurance policy. Various policies are purchased for a number of reasons. The most common is to provide financial security for all family members. Life insurance can be purchased to pay for estate taxes, expenses associated with the settlement of an estate, and also as a tax free savings plan. Life insurance is a versatile financial planning tool. Do you know all of your options? (Read More)
Disability Insurance
Long-term and short-term disability insurance helps replace your income if you are unable to work due to illness or injury. Many individuals consider this coverage as being a luxury, when in fact; it should be considered a necessity. Do you have other financial resources you can tap into in the event of an illness or injury? Would you want to use those resources to pay for your monthly bills? If you saved 6% of your income each year, a 12 month disability would eat up 20 years of your savings. Can it happen to you? (Read More)
Annuities
There is a great deal of information in the financial marketplace on annuities. Most of the information you find on annuities lacks substance and is thought of as being bad. In our age of information, we are irreverently barraged with poor data. Some people think annuities are a great investment vehicle, while others think they are horrible. Everyone has had their own personal experience with annuities, but who do you believe when you need to make investment. What do you do? (Read More)
401k Rollover
Positioning your retirement assets correctly will be one of the most important decisions you make in your financial life. A rollover of a retirement plan involves transferring money from one qualified plan to another. To qualify as a tax-free rollover, a distribution must be rolled over within 60 days after the money has been received. A 401(k) plan may directly roll over to another defined contribution plan that accepts direct rollovers, such as, an individual retirement account, individual retirement annuity, or a qualified annuity plan. Do you know what plan to roll your money into? (Read More)
Estate Planning
Estate Planning traditionally is the systematic disposition of assets at the time of death. Over a time, estate planning has evolved into a lifetime process of working to achieve priorities and needs within the changing framework of the complex United States Internal Revenue Code and Estate/Inheritance Tax Statutes. You involvement is key to establishing a successful estate plan, which reflects your priorities and preserves your estate in light of established legal constraints. Most Financial Consultants are trained not only to help you create your wealth; they are available to assist you as you build a personal estate plan to preserve your wealth for your family. Estate planning truly is a lifetime process, which occurs long before the reading of your Will. Have you prepared your Estate Plan? (Read More)
Business Planning
A focused business plan can make or break a company. Take the steps today to ensure a future for your company and its employees. Are you looking for a more comfortable retirement and financial stability for your family? With our personal business planning solution you will receive an in-depth analysis of your current financial situation. We will then work with you to develop a plan of action to help you reach and exceed your goals... (Read More)
