Let’s face it: the world is a dangerous place. This is why it is important to have the right type of insurance.

While most people realize the importance of car, home, and life insurance, the majority are unaware of what an umbrella policy has to offer.

Before we go any further, here is something you need to know: umbrella insurance is not just for the super-rich. This is a myth that has been circulating for quite some time. Anybody can purchase this coverage.

Additional Protection

An umbrella insurance policy is exactly what it sounds like. It offers additional protection in regards to an accident or other type of unexpected event.

Here is an excerpt direct from our website:

“Apart from car accident claims, umbrella insurance policies also cover accidents while you’re on vacation or in the most unexpected situation like your own homes. The great thing about these policies is that they provide an assortment of liability protection.”

For example, if a lawsuit in relation to a car accident pushes your insurance policy past its limits, umbrella coverage will kick in and provide you with another layer of protection.

You may never make a claim under your umbrella policy, but it is nice to know it is available. While rates can and will vary based on a variety of factors, here is something to consider: you will pay approximately $200 every year for $1 million in coverage. Affordable, right?

Does that pique your interest? If so, contact us to discuss Florida umbrella insurance in greater detail.