Your Way


When you need it most


Protect your largest asset


Cut your premium, not your coverage



We offer Florida homeowners insurance quotes for any residents living in the Sunshine State!  Our simple quoting process allows you to compare over 50 carriers doing business in the state.


I always appreciate timely responses back when I am doing business with a company. Laurin is amazing at responded quickly whenever I have a question. It is greatly appreciated and extremely professional!  

Kendra H. - Winter Garden, Fl

Laurin Agnew has made all the difference. She is friendly, informative, prompt in responding, and takes each task to completion. Her caring and competent person is a delight to work with. We feel fortunate to have her as our agent.

Jules L. - Key West, Fl

The firm is always so responsive to any inquiry that I have. Dan Myers is very helpful and makes people feel at ease with any insurance matters. He makes it simple to understand and breaks down complex issues.

Michael L. - West Palm Beach, FL

Keeping us abreast of policy changes/updates/due dates and your availability by phone or email... Ability to pay premiums either way.

Michael G. - Winter Haven, FL

I appreciate the friendly, personable service and the attention to detail. It's nice to be dealing with genuine, professional human beings.

Roger T. - Jupiter, Fl


  • 1. Northwest
  • 2. North Central
  • 3. Northeast
  • 4. East Central
  • 5. West Central
  • 6. Southeast
  • 7. Southwest
  • 8. South


When you least expect it, you get an email or letter from your insurance company telling you that your premiums went up. Car insurance is a necessity in Florida. However, you should at least know why your car insurance premiums increase from year-to-year.

Legislation Changed

There are going to be instances when state legislation changes. As such, the insurance commission might require insurance companies to handle things differently. They might also increase the state requirements for insurance.

The summer and fall months are the times when it’s most popular to go on a road trip. You want to make sure that you are well prepared for going out on the road. There are several things that you will want to do in anticipation of your road trip, whether it’s across the state or across the country.

Check on Your Insurance Policy

You need to make sure that your insurance policy is current. Some people don’t have auto-renewal on their insurance policies. This means that you could potentially not have the coverage that you think you have.

There are a lot of different things that impact your home insurance in Ponte Vedra Beach. You should know all about these so that you can do your best to control them. Otherwise, you run the risk of your home insurance premiums going up year after year.

Natural disasters have been known to hit Florida. They are unpredictable. Even hurricanes, although they have a path, are unpredictable in terms of where they are going to turn at the last minute. They can strengthen or weaken to cause more or less devastation. It’s important to be prepared for natural disasters, which means looking at several things.

As you shop for insurance for your home, it’s important to look at all of the types of insurance that you might need. Homeowners insurance is a necessity. After that, you have to look at whether you need Florida flood insurance or not. This is in addition to what you would pay for home insurance.


About us

Moran Insurance & Financial Solutions is your independent insurance agency serving the entire state of Florida with office locations in Ponte Vedra Beach, Vero Beach and Maitland, FL.  Our mission is to connect our client with an Insurance Program or Financial Solution that makes good business sense.

Moran Insurance and their team of licensed insurance specialists offer a large range of insurance solutions.  We offer a variety of personal, business and group insurance programs to fit your exact needs. Insurance solutions such as, Florida homeowners insurance, auto insurance, commercial general liability, worker's compensation and commerican property in Ponte Vedra Beach, Palm Valley, Atlantic Beach, Jacksonville, Orlando, Tampa, Miami, Maitland and Vero Beach and all other cities in the Sunshine State.  

Learn more...