Easy Steps to Saving Money on Florida Windstorm Insurance!

If you’re living in Florida, you must be paying a large amount for hurricane and windstorm insurance. These outrageously expensive premiums can be lowered though, if you have the right information. We have some tactics that may help you reduce your windstorm insurance expense significantly.

WIND MITIGATION INSPECTION

Due to the recent hurricanes, insurers have raised their prices with immediate effect. To be able to reduce your premiums you need to have a wind mitigation inspection of your home. This is the most effective tactic you could use. The inspection service is very useful and it is a full inspection of your home that may reduce your premiums by up to 45%.

UNDERSTAND THE DAMAGING EFFECTS OF HIGH WINDS ON YOUR HOME

The strong winds cause massive destruction to houses, most of the times, windows and doors are blown away letting in water which further damages the interior of the home. Sometimes, when the winds are very strong, they can also blow away the roof of the house causing havoc for the homeowner.

KNOW WHAT TO EXPECT FROM AN INVESTIGATION

An inspector will visit your home and look for the main features that will not be damaged during windstorms or hurricanes. Such features include concrete block construction, double roof straps, shutter protection, a secondary water resistance barrier. These qualify your home for a wind mitigation certificate which states that your home is able to better withstand against hazards like windstorms.

VISIT YOUR INSURER

When you have your wind mitigation certificate, you can visit your insurer as you are now guaranteed to pay much less than what they have been charging you. The insurance companies charge less for houses with wind mitigation services because they suffer fewer damages during natural disasters. You could also get a refund check from your insurer.

GET INSPECTED BY A FLORIDA WIND MITIGATION INSPECTOR ONLY

Get inspected by a certified inspector, their charges are nominal compared to the amount you will save on the premiums you are paying for Florida windstorm insurance.