All four inexpensive FL counties for homeowners’ insurance have one thing in common. They are all situated in the northern part of the state.

Traditionally all of these four areas have suffered from hurricanes, tropical blizzards, as well as tornadoes that devastate further divisions of the country. Three of these four counties are located in approximately a fifty mile radius of Jacksonville on Florida's coast whereas the other (Leon) is situated fifteen miles internally on Florida’s Panhandle.

LEON COUNTY

In the heart of Leon County lies Florida State University Seminoles, Tallahassee. The district itself is home to more or less 300,000 occupants and luckily for each and every one of them, the homeowner's insurance expenses are the cheapest in all of Florida! At $1,120 each year, Leon County is 50% discounted than the average.

DUVAL COUNTY

The biggest district on our Top 5 most inexpensive listing, Duval along with its district chair Jacksonville owns the second most reasonably priced homeowners’ insurance payments in The Sunshine State which is about $1,227 each year or approximately $100 each month.

CLAY COUNTY

Enclosed by second place runner up Duval County in the north, the Clay County sports the third low-priced homeowner’s indemnity in the province. The greater parts of the occupants in Clay County are located in both Orange Park and Middleburg. The 190,000+ populace of the province reimburse $1,349 each year in order to insure their house for 40% less compared to the FL standard.

ALACHUA COUNTY

Home to University of Florida Gators, FL as well as Gainesville, Alachua the Alachua County is situated 75 miles southwest of Jacksonville, more or less halfway between the Gulf and Atlantic Coasts. Homeowners’ insurance charges in Alachua are a number of the most low-priced in the region at a typical amount of $1,376 yearly.