Harbour Isles Homeowners Insurance

In North Palm Beach lies the waterfront area is known for its sub-tropical ocean breezes and massive live oaks. Harbour Isles is a beautiful waterfront community nestled among 76 waterfront acres featuring all newer Mediterranean estate homes. Harbour Isles provides all homes with direct, unimpeded deep-water ocean access. When it comes to living in luxury and paradise, you find here the perfect Florida lifestyle.

Harbour Isles is a little piece of paradise, located between the beautiful scenery of Palm Beach and all the amenities of Miami. Harbour Isles homeowners enjoy world-class fishing, offshore coral reefs, and a 1000-foot long municipal pier. However, you'll also have to contend with unpredictable weather and a high risk for devastating hurricanes. That's why it's essential to choose the best Florida homeowners insurance policy.

Our Independent Insurance Agents specialize in helping Harbour Isles homeowners find affordable home insurance. Our experienced agents will explain your coverage options, answer your questions, and compare rates to find the best homeowner insurance policy for your property.

National yearly premium average: $1,034
Florida yearly premium average: $1,103
14th most costly premium in the US.

When you buy a home in Florida, you can expect to pay a little more than the national average for homeowners' insurance. Individual rates can vary dramatically depending on your home's size, age, and location. Waterfront properties or homes located in flood-prone areas typically have higher home insurance premiums. However, our independent insurance agents can help you reduce the overall cost of insuring your home by matching you with discounts for bundled coverage, security upgrades, and energy efficiency updates.

Number of Thefts in Florida

The national number of burglaries: 37,824
Florida Number of robberies: 3,326

Harbour Isles has a charming, laid-back atmosphere with friendly neighbors and a tangible sense of southern hospitality. However, crime is still a reality, and home break-ins are a particular problem, especially among vacation homes. You can safeguard your home and the valuables you keep hidden inside by choosing a home insurance plan that offers complete protection against theft.

Harbour-Isles-Second Home and Vacation Home Insurance

CNN recognized Harbour Isles as one of the country's top vacation home markets. Tourists love to explore the sandy shores of Harbour Isles, making this community the perfect place to invest in a second home. Whether you use your property for personal vacations or rental income, you'll need a homeowner's insurance policy that is specifically designed to safeguard against the unique challenges you'll face when owning a secondary residence. Our agents can point you towards the most reliable home insurance plans that will protect your investment.

Number of Catastrophes in Florida

Number of disasters in Florida: 594
Number of Hurricanes in Florida: 23
One in fifteen insured homes has a claim each year.

Florida is one of the most high-risk states in the nation for natural disasters. Each year, hurricane season puts homeowners on edge as they wait to see if a devastating storm will cross through yet again. A local agent can help you find the best home insurance policy to safeguard your property against Florida's most common weather-related disasters. It gives you peace of mind that you're always covered even if a terrible storm comes your way.

What are the risks in Harbour Isles?

Like most beachfront communities, Harbour Isles faces an elevated risk for tropical storms and hurricanes. The high winds and massive storm surges can lead to widespread property damage and destruction. Whether you live right on the beach or in an inland subdivision, you will need a home insurance plan designed to protect coastal properties from these common risk factors.

Compare Harbour Isles Home Insurance Quotes

As you shop for home insurance in Harbour Isles, take time to compare quotes, and you could enjoy significant savings. Our Independent Insurance Agents offer free rate quotes on multiple policies, giving you a sweeping view of all of your home insurance options. You can weigh the pros and cons of each policy and decide which homeowner's insurance plan makes the most sense.

Contact an agent today to receive a customized rate quote on Harbour Isles's home insurance.