Find the Right Jacksonville Beach Homeowners Insurance

Our experienced Florida Homeowners Insurance Agents offer one-on-one support to people in Jacksonville Beach searching for affordable rates on home insurance. Our caring agents are aware that your home is more than a place to live; it’s also a principal investment. Having a reputable Jacksonville Beach Home Insurance plan can protect you financially in case of damaging hurricanes, theft, or vandalism.

National yearly premium average: $1,034
Florida yearly premium average: $1,103
14th most costly premium in the US.

Homeowners Insurance can feel like a huge financial burden in Florida, where rates trend somewhat higher than the national average. However, investing in a comprehensive insurance policy for your home can pay off in significant ways if you ever get caught in Jacksonville' historic storms. Our agents can help you reduce the financial burden of home insurance by linking you with discounts for security systems, smoke detectors, energy efficiency upgrades, and bundled coverages.

Jacksonville Second Home and Vacation Home Insurance

Jacksonville is a famous vacation destination, thanks to the gorgeous beaches and laid back coastal lifestyle. Investing in a second home in this city can provide a steady flow of income from curious tourists, but you'll need the proper kind of home insurance to protect your vacation home. A local agent can assist you choose the best policy to safeguard your financial investment in a second home in Pembroke Pines. Number of Thefts in Florida

The national number of burglaries: 37,824
Florida Number of robberies: 3,326

Jacksonville Beach is generally seen as a safe place to live and work, but home invasions do happen sometimes. By investing in a comprehensive homeowner's insurance policy, you will gain peace of mind that you're covered if a break-in occurs to you. Just take an inventory of your missing possessions, note any property damage, and file a claim with your insurance provider. You'll be rewarded for your losses to replace the stolen items and make any necessary repairs.

Number of disasters in Florida

Number of disasters in Florida: 594
Number of Hurricanes in Florida: 23
One in fifteen insured homes has a claim each year.

Florida has a tremendously high risk of natural disasters. The state is ranked as the #2 most dangerous state for natural disaster risk, with 6.7 million homes in high-risk zones. The primary threat is hurricanes, but wildfires and torrential rainfall in low-lying areas can also cause huge problems.

What are the Risks?

Florida has a long history of extreme hurricanes. Hurricane Irene dumped 16 inches of rain on the city, causing major flooding. Not long ago, the town was hit by Hurricane Katrina and Hurricane Wilma, with the second storm delivering 101 mph wind gusts.

By the time the storm passed, the city had suffered significant damages, causing power outages for days and school closings for two full weeks. As a homeowner in Jacksonville Beach, these storms are a cautionary tale, reminding you to choose a reliable hurricane insurance plan just if another hurricane hits the city in the future.

Compare Home Insurance Quotes

Shopping for Local Homeowners Insurance in Jacksonville Beach can undoubtedly be a challenge, but our Independent Insurance Agents can simplify it. Our experienced agents provide free quotes on multiple policies, giving you a chance the compare premiums and benefits and select a plan that will best protect your property. If you live in Jacksonville Beach, you can't afford to skimp on your home insurance plan.