Navarre Isle Homeowners Insurance

Nestled along the edge of the Everglades, you'll find the picturesque neighborhood of Navarre, Florida. Located close to Fort Lauderdale and Miami, Navarre Isle has lush landscapes with many biking and hiking trails for residents to enjoy. This city is a very active community that always has something going on. Whether you want to attend a music festival or play a round of golf, Navarre Isle offers it all.

Whether you decide to find a permanent residence in this community or you only want to purchase a vacation home, you will need a reliable Florida homeowners insurance policy to protect you from all of Navarre Isle's severe weather threats.

Our Independent Insurance Agents are intimately familiar with the risks of owning a home in Florida, and they can guide you toward the best Navarre Isle home insurance plans that offer maximum protection at an affordable price.

National yearly premium average: $1,034
Florida yearly premium average: $1,103
14th most costly premium in the US.

Florida's insurance premiums are slightly higher than the national average, mainly due to the threat of severe weather the state faces. You can offset the high premiums by working with an independent insurance agent to find discounts and compare rates. Keep in mind that your home's size and location determine your personalized home insurance premium.

Navarre Isle Second Home and Vacation Home Insurance

Navarre Isle's beautiful sunny weather and many activities make it an ideal spot for a vacation property. Seated in Coral Gables, thus easy access to both Fort Lauderdale's and Miami's amenities, this city offers it all. Insuring a second home can be tricky because second homes face a unique set of risks, but our agents will guide you toward the best coverage options to protect your investment and safeguard your vacation home from common threats.

Number of Thefts in Florida

The national number of burglaries: 37,824
Florida Number of robberies: 3,326

Most homeowners never stop to think about the ramifications of a break-in until it's too late. If your home is robbed, you suddenly have to deal with taking an inventory of missing valuables while also cleaning up any property damage.

Independent insurance agents can help you select a home insurance policy that offers comprehensive protection against theft by reimbursing you for stolen goods and paying to make any necessary repairs after a break-in.

Number of Catastrophes in Florida

Number of disasters in Florida: 594
Number of Hurricanes in Florida: 23
One in fifteen insured homes has a claim each year.

If you live in the Sunshine State, be prepared to face the constant threat of severe weather. This state is one of the highest risk states for severe weather.

Residents have learned to deal with hurricanes, tornadoes, and flooding regularly. Owning a home in Florida makes you especially vulnerable to natural disasters, but Navarre Isle homeowners’ insurance can give you peace of mind that you're always covered no matter what kind of weather-related threat comes your way.

What Are the Risks in Navarre Isle?

Navarre Isle is considered at high risk for hurricanes, with 75 ripping through the city since 1950. During hurricane season, homeowners remain on high alert, waiting to see if a severe storm will bring another round of damage and destruction.

Navarre Isle residents are also at high risk for tornadoes, with an average of four each year. In 1990, a massive F3 tore through homes and businesses, leaving 33 people injured and one dead.

Our agents can help you choose a home insurance plan that protects against these worrisome threats in Navarre Isle.

Compare Navarre Isle Home Insurance Quotes

The best way for homeowners in Navarre Isle to maximize savings is to compare different quotes on home insurance. Our Independent Insurance Agents can help navigate the complicated process of finding good reliable coverage. Our experienced agents will explain each plan's coverage benefits and help you make a side-by-side comparison of all of your homeowners' insurance options.

If you're ready to enjoy significant savings on your annual Navarre Isle homeowner’s insurance premiums, contact an agent for a free quote today.