Best Coconut Creek Florida Homeowner’s Insurance

Coconut Creek, Florida Homeowners Insurance

Coconut Creek grants residents the chance to experience a slow-pace in life, characterized by serene and lovely tropical evenings on outdoor patios. This "Butterfly Capital of the World'' is a residential suburb recognized by Money Magazine as one of the best places to live not only in Florida but in the US.

However, like most cities located near the Gulf of Mexico, Coconut Creek is subject to the frequent hurricanes that develop in the wide-open ocean. Fortunately, residents of this beautiful residential have the option to protect their homes, families, and personal property via a homeowner insurance policy. Moran Financial Solutions, an established and independent insurance agency, helps residents seek out the best policy for their specific needs. The agency's friendly insurance agents will help you navigate through tricky waters of home insurance to find a policy that's just perfect for you.

Facts About Home Insurance in Coconut Creek, Florida

Knowing a few core facts about home insurance policies in Coconut Creek provides a solid foundation for choosing the ideal homeowner’s insurance for you. Some of these include:

The average yearly premium for home insurance in the US is $1,034
The average homeowner's insurance annual premiums in Florida is $1,103
Florida has one of the highest home insurance premium rates in the US

The Gulf of Mexico is the prime reason why Coconut Creek residents pay notably higher home insurance rates when compared to other US states. This outcome is especially evident to homeowners of residential and commercial beachfront properties. This situation is why independent insurance agents are so invaluable in helping property owners land the best home insurance policy for their beachfront property. However the size and age of a home, the specific location of the property, and recent insurance claims are some of the factors that affect the premiums you end up paying.

The Need for Homeowners insurance in Coconut Creek, FL

One reason why Coconut Creek residents seek home insurance is the remarkably high number of thefts within upscale residential neighborhoods. For instance:-

The monthly average for reported burglaries in the US currently stands at 37,814 cases
Within Florida, about 3,316burglary cases are reported per month.

While Burglary cases in Coconut Creek are far lower than both the national and state averages, theft in this residential suburb does happen. As a consequence, homeowners will firmly lock doors at night in addition to installing state-of-the-art security systems. However, these measures are not 100% burglary proof. Only a homeowner's insurance policy offers optimal protection from the loss of valuable personal property. Such a policy allows for the immediate replacement of any items lost during a theft.

In the recent past, Florida has faced sudden and catastrophic outcomes as attested by the facts below; -

The state has suffered through 23 major tornadoes in the past decade
The collective property damage caused by these tropical storms totals to over $210 million
1 in 15 insured property owners make a claim every year

It is, therefore, valid to say that Coconut Creek can expect to encounter rough tropical storms and sudden flooding resulting from the torrential rainfall. Fortunately, Moran Insurance not only helps homeowners get comprehensive home insurance coverage but enables them to save thousands of dollars in insurance policy premiums.

Beginning in the 1930s, Coconut Creek has had to endure the mayhem wrought upon the residential suburb by over 79 major hurricanes. As a consequence, new residents should seek reliable home insurance as soon as they move into their properties.

Home Insurance Quotes for Different Properties in Coconut Creek

While on the look-out for the ideal home insurance policy, you should compare quotes from different insurance providers. This process can be confusing for people unfamiliar with this area of insurance. Luckily, an independent insurance agent from Moran Financial Solutions helps you to sieve through mountains of technical information and ultimately land a home insurance policy that works for you.

Get in touch with aMoran Financial Solutions agent today for help customizing an insurance quote for your residential or commercial property in Coconut Creek.