- Windstorm damage
- Flood damage
- Hurricane damage
- Theft
- Vandalism
- Liability for injuries that occur on HOA property
Florida Homeowners Association Insurance Quote
![Florida HOA Flood Insurance Florida HOA Flood Insurance](https://www.moranfinancialsolutions.com/wp-content/uploads/2022/09/Homeowners-Insurance-In-Florida-and-Its-Types.jpg)
Florida HOA Flood Insurance
Homeowners Insurance In Florida and Its’ Types
As a Florida homeowner, you are likely required to have homeowners insurance. But what exactly is Florida homeowners insurance? And what types of coverage does it include? The most common type of Florida homeowners insurance is the HO-A policy. This type of policy is typically required by your mortgage lender, and it covers the dwelling, personal property, and liability. Another type of Florida homeowners insurance is the HO-B policy. This type of policy is not required by your mortgage lender, but it does provide coverage for additional living expenses if your home becomes uninhabitable due to an insured event.![HOA Insurance Coverage Florida HOA Insurance Coverage Florida](https://www.moranfinancialsolutions.com/wp-content/uploads/2022/09/Homeowners-Insurance-Company.jpg)