There are a few different types of liability insurance that are required in Florida. The first is bodily injury liability insurance, which covers the medical expenses of anyone who is injured in an accident that you cause. The second is property damage liability insurance, which covers the cost of repairing or replacing any property that you damage in an accident. Finally, you will also need to have uninsured/underinsured motorist coverage, which protects you if you are in an accident with a driver who does not have enough insurance to cover the damages they caused.